Skip to content

Credit Key - instant decision for a business line of credit up to $50K

+

Buy Now, Pay Over Time for Business Purchases

Barrier HQ Inc. partners with Credit Key to give you accessible, flexible payment options to manage cash flow. Get an instant line of credit and pay it back on your terms—from Net 30 up to 12 months.

Apply Now

Looking for a better way to pay?

Apply in minutes and receive an instant decision for:

UP TO $50K
Instant Credit Line
NET 30
(0% for 30 days)
1%
Fees Starting At
Monthly, After 30 days
UP TO 12
Month Terms

Flexible payment terms

First 30 days always interest-free. No early repayment fees.

Instant credit decisions

You’ll get a decision immediately. Checking your rate will not affect your credit.

Larger, better lines of credit

Lines of business credit up to $50K. You only pay for what you use.

Credit Lines can exceed $50,000 with additional documentation. Interest-free payment periods can increase beyond 30 days during promotional periods. Subject to credit approval.

Say goodbye to lengthy approval processes and paperwork—Credit Key’s digital application is quick and seamless. Get an instant decision for a business line of credit up to $50K and pay it back on your terms. Enjoy 0% interest for the first 30 days and as low as 1% after. No setup fees or other hidden fees. Applying will not impact your credit score.

Eligibility requirements:

  • Be an individual applying under your own name
  • Be the owner/signatory of business in application
  • Be a U.S. citizen or resident of minimum signing age in your state of residence
  • Have a FICO®/credit score of 600 or above
  • Have a total annual business income of $40,000 or more
  • Provide your Social Security Number
  • Provide the Employer Identification Number (EIN) of your business. If your business is a Sole Proprietorship, you do not need to have a Federal EIN, but will have to document some type of state registration of the business.
  • Have a nominated bank account for repayments